RAIN Offering
Frequently Asked Questions
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What is RAIN?
RAIN stands for Real Estate Investment Notes, a novel investment product from Yahshud that offers fractional ownership in a diverse portfolio of real estate assets. It combines features of Commercial Paper and Sukuk, operating on the Mudarabah principle.
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How does RAIN work?
“RAIN” is a quarterly short-term investment note that combines features of Commercial Paper and Sukuk, designed to appeal to a wide range of investors with various investment objectives. Based on the principle of Mudarabah, RAIN invites investors to participate in ownership stakes in real assets (property).
- Investment Period: Each RAIN offering has a 1-year investment period.
- Asset Ownership: Investors purchase RAINs, gaining fractional ownership in specific real estate projects (residential and commercial).
- Quarterly Returns: Profit distributions are made quarterly, derived from the sale and lease of the assets within the portfolio.
- Maturity and Redemption: At the end of the 1-year term, investors receive full redemption of their principal along with the final profit payment. -
What are the advantages of investing in RAIN?
- Affordability: Lower investment minimums than traditional real estate.
- Liquidity: Easily trade RAINs on our secondary market for flexibility.
- Diversification: Build a diversified portfolio across property types and locations.
- Professional Management: Yahshud's experienced team handles all property management.
- Transparency: Access to detailed information on each property and financial performance.
- Quarterly Profit Payments: Receive a share of the profits every quarter.
- Sharia Compliance: RAIN is structured to adhere to Islamic finance principles. -
What types of properties are included in the RAIN offering?
Our initial offerings include a mix of residential and commercial properties, like multi-family apartments, office buildings, and retail spaces. We plan to expand to other asset classes in the future.
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How are profit distributions made?
Profits are deposited directly into your designated bank account quarterly, on the dates specified in the offering prospectus. The amount is calculated as a percentage of your investment, based on the expected annual return rate.
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What are the risks associated with investing in RAIN?
Like all investments, RAINs carry risks, including:
- Market Volatility: Real estate values and rental income can fluctuate.
- Liquidity Risk: The secondary market is new and may have limited liquidity initially.
- Property-Specific Risks: Vacancies, repairs, or legal issues could impact returns.
Yahshud mitigates these risks through thorough due diligence, asset diversification, and active market-making. -
Who can invest in RAIN?
RAIN is open to individual, institutional, and foreign investors, subject to regulatory requirements in your jurisdiction.
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What is the minimum investment amount?
The minimum investment varies per offering, specified in the term sheet.
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How can I invest in RAIN?
You can easily invest through our online platform, similar to buying stocks online.
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How are RAINs regulated?
RAIN is regulated by the relevant Nigerian authorities to ensure investor protection and transparency.
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What is Yahshud's track record in real estate?
Yahshud has a strong history of successful real estate investments with a focus on social and financial returns. Our experienced team has expertise in acquisition, management, and financing.
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How can I get more information about the RAIN offering?
Please contact our Investor Relations team at info@raininvestor.com or visit our website www.raininvestor.com for detailed information and offering documents.
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What are the Exit options available for investors?
We offer a secondary trading platform where you can sell your RAINs to other investors. We also provide three exit options:
- Community Buyback: Priority is given to existing RAIN holders.
- Issuer Buyback: Yahshud may buy back RAINs at a predetermined price.
- External Buyer: We can facilitate the sale to an external buyer.